Borrowing Policies


  • New Books, Reserved Books - 14 days
  • Regular collections - 28 days
  • Audiobooks (CD or Cassette) - 14 days
  • DVDs, Video Cassettes - 7 days
  • Periodicals (except latest issue) - 14 days


  • $ .25 per day per book (regular 28-day collections)
  • $ .25 per day per book (new and reserved books, periodicals)
  • $ .10 per day per book for juveniles
  • $1.00 per day per item - DVD, CD, video, or audio cassette set
  • There is a $5.00 surcharge, per item, if an audiovisual material is returned in the Book Drop.

Library Cards

Library cards are generally issued to children as they finish Kindergarten, however, if a parent wants his/her child to have a library card sooner, they need only to come in a fill out an application. A parent/guardian must complete and sign the application, accepting responsibility for the minor child. There is a limit of five (5) books issued on a child's card, with not more than two books on any one subject.

Adults (18 years and older) are issued a Library Card with proof of residence in Garwood (valid driver's license, lease, or deed). There is a limit of 15 items per an adult card, with a limit of not more than two books on any one subject.

  • First card is free. $2.00 charge assessed for first replacement, with an additional $2.00 for each occurrence thereafter.
  • Damaged Cards: If your card becomes damaged beyond use, you may bring it to the Circulation Desk for replacement without charge.
  • Renewals: Library cards are issued for a period of one year. Bring your card to the Circ Desk for an update. Renewals are free.
  • Non-Resident Cards: A patron registered in a M.U.R.A.L. reciprocal borrowing library wishing to borrow from the Garwood Library, will be registered as a Non-Resident, subject to all the rules and regulations applicable.


An audio-visual material may be borrowed by any Garwood Library card holder, or M.U.R.A.L. participant, in good standing, who is at least 18 years of age. All audiovisual material (DVD, CD, video or audio cassettes) must be returned to the circulation desk and are not to be returned in the outdoor book drop. A fee of $5.00 will be assessed, per item,  to the borrower who returns these materials in the book drop.